AKA Abraham Bacoln

Hey, so I totally stole this post from another … I dunno, maybe it’s a blog. Regardless, here’s the condensed version.

The gubmint allows you to check your credit report for free once per year from each of the three credit reporting agencies. That means if you space it out right you can get a report every four months. Go to annualcreditreport.com and get started.

Actually, first, go to your calendar software of choice and make a yearly recurring entry for January (TransUnion), May (experian), and September (Equifax). That way you’ll remember which one you checked last and which one is up next.

Do this. Be safe. Be good.

And now, if you want to read the whole long article I just stole this from, go ahead.

What a good idea to put the reminder in my calendar – why didn’t I think of that?? Thanks, Kevin. I’ve been doing that, but my timing was totally haphazard, and I had trouble remembering which one I’d checked last. That’s now taken care of!

Comment by Kelly Piepmeier January 4, 2007 @ 10:28 am

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In defense of FreeCreditReport.com, they were not ripping off customers when they began. I started using their service over six years ago, when you as a customer were the last person who was allowed to see your credit report. However, I agree that their business model is a bit silly now that you can get your report for free three times a year (which is a great idea, Kevin).

They do at least provide some info. on how to read your report, what various notations mean, and where you fall with average credit holders. Not completely useless, but also not worth the $70 they charge annually. I’ve since stopped using their service.

Comment by Jason C January 4, 2007 @ 11:18 am

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Pingback by aka Abraham Bacoln May 1, 2007 @ 8:36 pm

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